Canonical URL: https://chargezen.com/docs/spark/payouts/payment-methods

# Payment Methods

Configure how affiliates receive their payouts

Last updated: 2026-01-19

Spark! supports multiple payment methods to accommodate affiliates globally. Affiliates choose their preferred method, and you can set method-specific limits.

## Available Payment Methods

*   **PayPal** — Most popular, instant delivery, global reach
*   **Bank Transfer (ACH)** — US bank accounts, lower fees
*   **Wire Transfer** — International bank transfers
*   **Store Credit** — Gift cards redeemable on your store

## PayPal

PayPal is the most popular option for affiliates:

*   Instant or near-instant delivery
*   Works in 200+ countries
*   Mass Payouts API for batch processing
*   Fees: Typically 2% of transaction

##### PayPal Setup

Connect your PayPal Business account in Settings → Integrations → PayPal. Enable Mass Payouts in your PayPal account for batch processing.

## Bank Transfer (ACH)

For US-based affiliates:

*   Lower fees than PayPal
*   2-3 business day delivery
*   Requires routing and account number
*   Powered by Stripe Connect

## International Wire Transfer

For international affiliates without PayPal:

*   SWIFT transfers to any country
*   Higher fees ($25-50 per transfer)
*   3-5 business day delivery
*   Higher minimum threshold recommended

## Store Credit

Alternative to cash payouts:

*   Issued as Shopify gift cards
*   Instant delivery via email
*   No transaction fees
*   Optional bonus (e.g., 10% extra for store credit)

## Method Restrictions

Configure which methods are available:

*   Enable/disable specific methods
*   Set minimum thresholds per method
*   Restrict methods by tier
*   Set geographic restrictions

## Next Steps

[

### Scheduling

Set up automatic payout schedules

Learn more



](https://chargezen.com/docs/spark/payouts/scheduling)[

### Processing

Execute and manage payouts

Learn more



](https://chargezen.com/docs/spark/payouts/processing)

### Related Articles

[

#### Scheduling

Set payout schedules



](https://chargezen.com/docs/spark/payouts/scheduling)[

#### Processing

Execute payouts



](https://chargezen.com/docs/spark/payouts/processing)

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